Upload any homeowners, auto, or small business policy. Get a clause-by-clause breakdown of your coverage, your limits, and the gaps most people find out about too late.
PDF or photo of your declarations page — we'll flag what's covered, what's thin, and what's missing.
Every policy gets checked against the same categories a carrier would use to price it — so you see it the way they do.
A real example, redacted — this is the exact format every uploaded policy is turned into.
Short reads that answer the questions people usually only ask after filing a claim.
The part of your policy that protects you when someone else is harmed — explained without the legal language.
Read the post →How to check your dwelling limit against real rebuild costs, and why "market value" is the wrong number to use.
Read the post →General liability, BOP, and workers' comp — what each one actually covers and which ones you probably need.
Read the post →DecodeMyCoverage was built by a licensed insurance producer who spent over a decade helping people choose and understand the exact kinds of policies people now upload here. The checks this tool runs are the same categories a carrier uses to price risk, translated into plain language.
Free for your first policy review — no account, no obligation.
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